Our Services
Explore our wide range of mortgage loan services designed for homeowners and businesses in Orange County, California.
Home Purchase Loans
Whether you're a first-time home buyer in Newport Beach or looking to upgrade in Costa Mesa, securing a mortgage can be a complex process. At Orange County Home Mortgage Loans, we simplify this process. With a range of loan options and personalized service, we strive to help you make an informed decision that fits your needs and financial goals. Our team of mortgage experts will guide you through each step, from understanding your budget to closing the deal. Contact us to start your home buying journey today.
Mortgage Refinancing
In the dynamic market of Anaheim and Irvine, interest rates can fluctuate. If you're looking to reduce your interest payments, change your loan type, or access cash for a significant purchase, our mortgage refinancing services can help. We'll review your current mortgage, discuss your goals, and propose refinancing options that could potentially save you thousands over the life of your loan. Contact us for a no-obligation mortgage review.
Home Improvement and Construction Loans
Whether you're planning a remodel in Laguna Beach, adding a room in Huntington Beach, or building your dream home from scratch in Santa Ana, our home improvement and construction loans can provide the financial support you need. With flexible payment terms and competitive interest rates, we can help you finance your home improvements without straining your budget. Get in touch with us to explore your financing options.
Commercial Loans
If you are a business owner looking to expand your operations in Fullerton, Garden Grove, or elsewhere in Orange County, our commercial loans can provide the capital boost you need. With competitive rates and flexible repayment terms, our commercial loans offer an ideal funding solution. No matter the size of your business or the industry you're in, we'll work with you to understand your needs and tailor a loan solution that matches your business objectives. Contact us today to discuss your commercial loan needs.
Stated Income Loans
We understand the unique challenges that self-employed individuals face when seeking a loan. That's why we offer stated income loans that don't require traditional income proof. If you're a contractor in Mission Viejo, a small business owner in Lake Forest, or an entrepreneur in Tustin, this could be the solution for you. Stated income loans can be used for buying a home, refinancing, or debt consolidation. Reach out to us today to learn more about our stated income loans.
Debt Consolidation and Credit Repair Loans
If high-interest debt is holding you back, our debt consolidation loans can help you bring everything under one umbrella with lower interest rates. For residents of Westminster, Buena Park, and beyond, our credit repair loans can help you rebuild your credit score, providing a pathway to financial freedom. Managing multiple debts can be stressful and costly; let us help you simplify your debts and lower your payments. Contact us to start your debt consolidation or credit repair journey.
Interest-Only Loans
Our interest-only loans, including adjustable-rate mortgages (ARMs), can offer lower initial monthly payments, suitable for residents of San Clemente, Laguna Niguel, and other areas expecting increased earnings in the future. These loans provide flexibility and can be an excellent tool for the right borrower. Reach out to us to determine if an interest-only loan is the right fit for you.
Cash-Out Loans
Whether you're in Fountain Valley, Rancho Santa Margarita, or any other part of Orange County, our cash-out loans can provide the cash you need by tapping into your home equity. Use the funds for any purpose, from debt repayment to college tuition. By converting your home equity into cash, you can invest in your needs and opportunities. Contact us today to discuss your cash-out refinance options.